Foreign National Loan Program

Global Homeownership Initiative

The Global Homeownership Initiative is specifically designed to provide financing solutions for foreign nationals looking to purchase or refinance residential properties in the United States. Recognizing the complexities that non-U.S. citizens face when attempting to navigate the U.S. real estate market, this program offers a streamlined and accessible path to securing financing. Our goal is to bridge the gap in mortgage lending for foreign investors and residents, ensuring that owning property in the U.S. is a viable and straightforward option for individuals from around the globe.

Key Features:

- Eligibility: Available to non-U.S. citizens with valid proof of residency or citizenship from their home country. No U.S. credit history or Social Security Number (SSN) required. 

- Property Types: Financing for a wide range of property types, including single-family homes, condominiums, and multifamily units. 

- Loan Purpose: Suitable for purchasing a new property or refinancing an existing property. 

- Down Payment: Competitive down payment requirements tailored to the unique needs of foreign nationals. 

- Credit Evaluation: Flexible credit evaluation process that considers international credit reports and financial statements. 

- Interest Rates: Attractive interest rates that reflect the risk profile and financial stability of the borrower. 

- Loan Amounts: Generous loan amounts to accommodate high-value property investments. 

- Terms: Varied loan terms available, including shorter-term adjustable-rate mortgages and up to 30-year fixed-rate mortgages. 

 Application Process: 

1. Inquiry: Start with an inquiry to our loan specialists to discuss your needs and understand the program details. 

2. Documentation: Submit required documentation, which may include proof of identity, proof of foreign income, foreign asset statements, and a valid visa or proof of residency status. 

3. Application: Complete the loan application process with the assistance of our loan officers, who will guide you through every step. 

4. Review and Approval: Your application will undergo a detailed review, including an assessment of the property and your financial status. 

5. Closing: Upon approval, the closing process finalizes the loan with all necessary documentation and signatures, making you the proud owner of a U.S. property.

Support and Expertise: Our team of experts specializes in international finance and U.S. real estate, offering personalized assistance to navigate the complexities of foreign national lending. We provide guidance on exchange rates, international wire transfers, and cross-border legal considerations. 

Dedication to Diversity: Embracing the diversity of our clients, we are committed to providing equitable financing options for foreign nationals. Our program is designed to accommodate a wide range of financial backgrounds and property investment goals, ensuring that global citizens can invest in U.S. real estate with confidence. 

Contact Information: To learn more about the Global Homeownership Initiative or to begin your application process, please contact our international lending team at 718-331-6900 or email us at 

Disclaimer: All loan approvals are subject to compliance with underwriting criteria. Terms, conditions, and interest rates are subject to change based on market conditions and the applicant's eligibility. Additional documentation may be required. Please reach out for the most current program details and to discuss your specific situation.